Are analysts right about Credit Acceptance (CACC)?

Financials · price $600 · median target $570 (-5%)

In short — Over the past 12 months, 26% of analyst price targets on Credit Acceptance turned out profitable, for an average return of -9% (across 31 timestamped calls). The current consensus is "Hold" with a median price target of $570 (-5% vs the current $600, from 2 analysts).

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🔗 Related pages on Credit Acceptance — Financials & fundamentals

Current price

$600

Median target (12 mo)

$570 -5%

Analyst accuracy (1 yr)

26%

Avg return / call (1 yr)

-9%

📊 Interactive analysis

Historical analyst accuracy

For Credit Acceptance, we replayed every analyst price target of the past 12 months and measured the real outcome: 26% were profitable, average return -9% (31 calls). At 3 months: -6% average return (25% profitable). The higher the %, the more often analysts were right on this stock.

Most reliable analysts on this stock (past track record)

Their past track record on this stock (targets replayed against real prices) — not a forecast of what will happen.

Analyst / broker	Calls i	% profitable i	Avg return i
Credit Suisse	12	25%	-4%
TD Cowen	6	0%	-2%

Frequently asked questions

Is Credit Acceptance a buy right now?

The analyst consensus on Credit Acceptance (CACC) is "Hold" (0 bullish, 1 bearish calls over 12 months). This is not advice: historically, 26% of their targets on this stock turned out profitable over 1 year.

What is Credit Acceptance's price target?

The median 12-month price target is $570 (-5% vs $600), ranging from $540 to $600 (2 analysts).

Are analysts accurate on Credit Acceptance?

Over 1 year, 26% of analyst targets on Credit Acceptance were profitable, for an average return of -9% (across 31 timestamped calls). This is JPI Invest's accuracy metric.

What is the Credit Acceptance stock forecast?

Analysts target a median of $570 within 12 months, i.e. -5% vs the current price. The most bullish targets $600, the most cautious $540.

What is the Credit Acceptance stock forecast for 2026 or long term (2030)?

Note: analyst targets are 12-month (median $570, -5%), NOT 2030. No reliable 5-10 year price forecast exists (« 2030 prediction » models are speculative). The most useful inputs: the 12-month median above, these analysts' historical accuracy (26%), and the stock's past trajectory.

Is Credit Acceptance overvalued?

Detailed valuation data for Credit Acceptance is available in the interactive analysis.

📊 See the full interactive analysis of Credit Acceptance →

What is JPI Invest?

JPI Invest aggregates analyst recommendations across the entire S&P 500 (plus the S&P MidCap 400), replays them against real prices and measures who predicts best — on results, not reputation. Instead of taking a price target at face value, you see each analyst's track record on each stock.

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⚠️ Educational information, not investment advice. Analyst price targets are 12-month and can be wrong. Data via Yahoo Finance, recomputed by JPI Invest.