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First Financial Bankshares (FFIN): financial analysis & fundamentals

Financials Β· price $30.75 Β· market cap $4.4 B
In short β€” First Financial Bankshares trades at 15.2Γ— earnings (P/E), 14.4Γ— expected earnings, for a PEG of 0.35 and a net margin of 43%. Revenue growth 26%. Quick verdict: rather cheap given growth.

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πŸ”— Related pages on First Financial Bankshares β€” Are analysts right?  Β·  If I had invested  Β·  Dividend

Valuation & profitability

MetricValueWhat it means
P/E (price / earnings)15.2The higher, the more growth the market expects.
Forward P/E14.4On next year's expected earnings. Lower than current P/E = rising earnings.
PEG (P/E Γ· growth)0.35Below 1 = cheap given growth; above 2 = expensive.
Net margin43%Share of revenue that ends up as profit.
Revenue growth26%Pace of revenue growth.
Price-to-book2.4Price relative to book value.
Market cap$4.4 BTotal market value of the company.
Dividend yield2.23%Annual dividend ~$0.79/share relative to price.

Income statement (by year)

YearRevenueNet incomeNet margin
2022$538 M$234 M44%
2023$503 M$199 M40%
2024$551 M$224 M41%
2025$644 M$254 M39%

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Frequently asked questions

Is First Financial Bankshares stock expensive?

First Financial Bankshares has a P/E of 15.2 (forward P/E 14.4) and a PEG of 0.35. A PEG below 1 is rather cheap given growth, above 2 is expensive. Verdict: rather cheap given growth.

What is First Financial Bankshares's net margin?

First Financial Bankshares's net margin is about 43% β€” the share of revenue that ends up as net profit.

What is First Financial Bankshares's revenue?

Latest known revenue: $644 M for net income of $254 M. The year-by-year breakdown is in the income statement above.

What is First Financial Bankshares's market cap?

First Financial Bankshares (FFIN) has a market cap of about $4.4 B.

Does First Financial Bankshares pay a dividend?

Yes: First Financial Bankshares pays about $0.79/share per year, i.e. roughly a 2.23% yield at the current price.

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⚠️ Educational information, not investment advice. Data: Yahoo Finance, recomputed by JPI Invest. A stock can be « cheap » for a bad reason.