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First Financial Bankshares (FFIN): financial analysis & fundamentals

Financials Β· price $33.07 Β· market cap $4.7 B
In short β€” First Financial Bankshares trades at 18.0Γ— earnings (P/E), 15.4Γ— expected earnings, for a PEG of 2.46 and a net margin of 42%. Revenue growth 10%. Quick verdict: expensive (the market prices high growth).

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πŸ”— Related pages on First Financial Bankshares β€” Are analysts right?  Β·  If I had invested  Β·  Dividend

Valuation & profitability

MetricValueWhat it means
P/E (price / earnings)18.0The higher, the more growth the market expects.
Forward P/E15.4On next year's expected earnings. Lower than current P/E = rising earnings.
PEG (P/E Γ· growth)2.46Below 1 = cheap given growth; above 2 = expensive.
Net margin42%Share of revenue that ends up as profit.
Revenue growth10%Pace of revenue growth.
Price-to-book2.4Price relative to book value.
Market cap$4.7 BTotal market value of the company.
Dividend yield2.23%Annual dividend ~$0.79/share relative to price.

Income statement (by year)

YearRevenueNet incomeNet margin
2022$538 M$234 M44%
2023$503 M$199 M40%
2024$551 M$224 M41%
2025$644 M$254 M39%

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Frequently asked questions

Is First Financial Bankshares stock expensive?

First Financial Bankshares has a P/E of 18.0 (forward P/E 15.4) and a PEG of 2.46. A PEG below 1 is rather cheap given growth, above 2 is expensive. Verdict: expensive (the market prices high growth).

What is First Financial Bankshares's net margin?

First Financial Bankshares's net margin is about 42% β€” the share of revenue that ends up as net profit.

What is First Financial Bankshares's revenue?

Latest known revenue: $644 M for net income of $254 M. The year-by-year breakdown is in the income statement above.

What is First Financial Bankshares's market cap?

First Financial Bankshares (FFIN) has a market cap of about $4.7 B.

Does First Financial Bankshares pay a dividend?

Yes: First Financial Bankshares pays about $0.79/share per year, i.e. roughly a 2.23% yield at the current price.

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⚠️ Educational information, not investment advice. Data: Yahoo Finance, recomputed by JPI Invest. A stock can be « cheap » for a bad reason.