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Bank OZK (OZK): financial analysis & fundamentals

Financials Β· price $49.44 Β· market cap $5.4 B
In short β€” Bank OZK trades at 8.2Γ— earnings (P/E), 8.1Γ— expected earnings, for a PEG of β€” and a net margin of 45%. Revenue growth -2%. Quick verdict: valuation to review.

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πŸ”— Related pages on Bank OZK β€” Are analysts right?  Β·  If I had invested  Β·  Dividend

Valuation & profitability

MetricValueWhat it means
P/E (price / earnings)8.2The higher, the more growth the market expects.
Forward P/E8.1On next year's expected earnings. Lower than current P/E = rising earnings.
PEG (P/E Γ· growth)β€”Below 1 = cheap given growth; above 2 = expensive.
Net margin45%Share of revenue that ends up as profit.
Revenue growth-2%Pace of revenue growth.
Price-to-book0.9Price relative to book value.
Market cap$5.4 BTotal market value of the company.
Dividend yield3.44%Annual dividend ~$1.82/share relative to price.

Income statement (by year)

YearRevenueNet incomeNet margin
2022$1.3 B$548 M44%
2023$1.6 B$675 M43%
2024$1.7 B$700 M42%
2025$1.7 B$699 M40%

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Frequently asked questions

Is Bank OZK stock expensive?

Bank OZK has a P/E of 8.2 (forward P/E 8.1) and a PEG of β€”. A PEG below 1 is rather cheap given growth, above 2 is expensive. Verdict: valuation to review.

What is Bank OZK's net margin?

Bank OZK's net margin is about 45% β€” the share of revenue that ends up as net profit.

What is Bank OZK's revenue?

Latest known revenue: $1.7 B for net income of $699 M. The year-by-year breakdown is in the income statement above.

What is Bank OZK's market cap?

Bank OZK (OZK) has a market cap of about $5.4 B.

Does Bank OZK pay a dividend?

Yes: Bank OZK pays about $1.82/share per year, i.e. roughly a 3.44% yield at the current price.

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⚠️ Educational information, not investment advice. Data: Yahoo Finance, recomputed by JPI Invest. A stock can be « cheap » for a bad reason.