FrançaisValley Bank (VLY): financial analysis & fundamentals
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Valuation & profitability
| Metric | Value | What it means |
|---|---|---|
| P/E (price / earnings) | 11.9 | The higher, the more growth the market expects. |
| Forward P/E | 9.0 | On next year's expected earnings. Lower than current P/E = rising earnings. |
| PEG (P/E ÷ growth) | 0.37 | Below 1 = cheap given growth; above 2 = expensive. |
| Net margin | 35% | Share of revenue that ends up as profit. |
| Revenue growth | 15% | Pace of revenue growth. |
| Price-to-book | 1.0 | Price relative to book value. |
| Market cap | $7.7 B | Total market value of the company. |
| Dividend yield | 2.97% | Annual dividend ~$0.44/share relative to price. |
Income statement (by year)
| Year | Revenue | Net income | Net margin |
|---|---|---|---|
| 2022 | $1.9 B | $556 M | 30% |
| 2023 | $1.9 B | $482 M | 26% |
| 2024 | $1.9 B | $359 M | 19% |
| 2025 | $2.0 B | $569 M | 28% |
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Frequently asked questions
Is Valley Bank stock expensive?
Valley Bank has a P/E of 11.9 (forward P/E 9.0) and a PEG of 0.37. A PEG below 1 is rather cheap given growth, above 2 is expensive. Verdict: rather cheap given growth.
What is Valley Bank's net margin?
Valley Bank's net margin is about 35% — the share of revenue that ends up as net profit.
What is Valley Bank's revenue?
Latest known revenue: $2.0 B for net income of $569 M. The year-by-year breakdown is in the income statement above.
What is Valley Bank's market cap?
Valley Bank (VLY) has a market cap of about $7.7 B.
Does Valley Bank pay a dividend?
Yes: Valley Bank pays about $0.44/share per year, i.e. roughly a 2.97% yield at the current price.
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⚠️ Educational information, not investment advice. Data: Yahoo Finance, recomputed by JPI Invest. A stock can be « cheap » for a bad reason.