FrançaisAre analysts right about Capital One (COF)?
📈 See the interactive version (live chart) →
Historical analyst accuracy
For Capital One, we replayed every analyst price target of the past 12 months and measured the real outcome: 32% were profitable, average return +10% (208 calls). At 3 months: +1% average return (35% profitable). The higher the %, the more often analysts were right on this stock.
Most reliable analysts on this stock (past track record)
Their past track record on this stock (targets replayed against real prices) — not a forecast of what will happen.
| Analyst / broker | Calls i | % profitable i | Avg return i |
|---|---|---|---|
| Morgan Stanley | 24 | 12% | -18% |
| Citigroup | 20 | 35% | +12% |
| Wells Fargo | 18 | 39% | +16% |
| JP Morgan | 14 | 50% | +24% |
| Piper Sandler | 13 | 31% | +33% |
Valuation
Is Capital One overvalued, and is it a good time to buy Capital One right now? If you're wondering, here's a recap to make up your own mind: Capital One's valuation vs its sector median, to weigh alongside analyst reliability (above) and past performance. Educational information, not buy advice.
The P/E (price ÷ earnings per share) = how many years of earnings you pay for the stock. The higher it is, the more growth the market expects — but the pricier the stock, so more vulnerable if growth disappoints. The forward P/E uses next year's expected earnings: lower than the current P/E = rising expected earnings. We compare it to the sector median to see whether the stock is expensive relative to its peers.
| Metric | Capital One | Sector median (Financials) |
|---|---|---|
| P/E | 12.0 | 14.0 |
| Forward P/E | 9.0 | 11.1 |
| Net margin | 22% | 24% |
👉 Capital One is valued in line with its sector (12.0 vs 14.0).
📖 P/E, PEG, margin…: see the glossary
💵 Dividend : Capital One pays about $3.00/share/yr → 1.46% yield. what is this?
Frequently asked questions
Is Capital One a buy right now?
The analyst consensus on Capital One (COF) is "Buy" (42 bullish, 0 bearish calls over 12 months). This is not advice: historically, 32% of their targets on this stock turned out profitable over 1 year.
What is Capital One's price target?
The median 12-month price target is $255 (+18% vs $217), ranging from $229 to $295 (15 analysts).
Are analysts accurate on Capital One?
Over 1 year, 32% of analyst targets on Capital One were profitable, for an average return of +10% (across 208 timestamped calls). This is JPI Invest's accuracy metric.
What is the Capital One stock forecast?
Analysts target a median of $255 within 12 months, i.e. +18% vs the current price. The most bullish targets $295, the most cautious $229.
What is the Capital One stock forecast for 2026 or long term (2030)?
Note: analyst targets are 12-month (median $255, +18%), NOT 2030. No reliable 5-10 year price forecast exists (« 2030 prediction » models are speculative). The most useful inputs: the 12-month median above, these analysts' historical accuracy (32%), and the stock's past trajectory.
Is Capital One overvalued?
Its P/E is 12.0, forward P/E 9.0. A forward P/E lower than the current P/E means earnings are expected to grow.
📊 See the full interactive analysis of Capital One →
What is JPI Invest?
JPI Invest aggregates analyst recommendations across the entire S&P 500 (plus the S&P MidCap 400), replays them against real prices and measures who predicts best — on results, not reputation. Instead of taking a price target at face value, you see each analyst's track record on each stock.
- 🏆 Analyst leaderboard by real reliability (beating their sector, not just riding the rally)
- 🎯 What to buy: 3 backtested methods over 6 years, from cautious to aggressive
- 💬 AI assistant: ask anything about any stock, with the numbers
- 📊 Portfolio tracking + 🔔 price alerts by email
⚠️ Educational information, not investment advice. Analyst price targets are 12-month and can be wrong. Data via Yahoo Finance, recomputed by JPI Invest.