FrançaisSynchrony Financial (SYF): financial analysis & fundamentals
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Valuation & profitability
| Metric | Value | What it means |
|---|---|---|
| P/E (price / earnings) | 8.2 | The higher, the more growth the market expects. |
| Forward P/E | 7.6 | On next year's expected earnings. Lower than current P/E = rising earnings. |
| PEG (P/E ÷ growth) | 2.28 | Below 1 = cheap given growth; above 2 = expensive. |
| Net margin | 36% | Share of revenue that ends up as profit. |
| Revenue growth | 1% | Pace of revenue growth. |
| Price-to-book | 1.7 | Price relative to book value. |
| Market cap | $26.0 B | Total market value of the company. |
| Dividend yield | 1.56% | Annual dividend ~$1.20/share relative to price. |
Income statement (by year)
| Year | Revenue | Net income | Net margin |
|---|---|---|---|
| 2022 | $11.7 B | $3.0 B | 25% |
| 2023 | $13.6 B | $2.2 B | 16% |
| 2024 | $16.1 B | $3.4 B | 21% |
| 2025 | $15.0 B | $3.5 B | 23% |
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Frequently asked questions
Is Synchrony Financial stock expensive?
Synchrony Financial has a P/E of 8.2 (forward P/E 7.6) and a PEG of 2.28. A PEG below 1 is rather cheap given growth, above 2 is expensive. Verdict: expensive (the market prices high growth).
What is Synchrony Financial's net margin?
Synchrony Financial's net margin is about 36% — the share of revenue that ends up as net profit.
What is Synchrony Financial's revenue?
Latest known revenue: $15.0 B for net income of $3.5 B. The year-by-year breakdown is in the income statement above.
What is Synchrony Financial's market cap?
Synchrony Financial (SYF) has a market cap of about $26.0 B.
Does Synchrony Financial pay a dividend?
Yes: Synchrony Financial pays about $1.20/share per year, i.e. roughly a 1.56% yield at the current price.
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⚠️ Educational information, not investment advice. Data: Yahoo Finance, recomputed by JPI Invest. A stock can be « cheap » for a bad reason.